Asset tokenization is the process of converting ownership rights in a real-world asset into a digital token on a blockchain. Each token represents a defined share or unit of the underlying asset, with rights and obligations encoded in a smart contract.
FINSEC TAM brings this technology to Zimbabwe's capital markets, enabling issuers to access new pools of capital and investors to participate in asset classes previously out of reach.
Get StartedInvestment Case
Tokenization transforms traditionally illiquid assets into programmable digital securities, unlocking new efficiencies for both issuers and investors.
Digital tokens can be accessed and traded by investors worldwide, removing geographic barriers to investment.
High-value assets can be divided into smaller units, enabling participation from a wider pool of investors at any investment size.
Secondary market trading of tokenized assets allows holders to exit positions without the delays of traditional asset sales.
All tokenized assets on FINSEC TAM operate under Zimbabwe's securities regulatory framework, providing investor protection.
Ownership records and transaction history are immutably recorded on the blockchain, enabling full audit trails.
Smart contract-driven settlement reduces clearing times from days to minutes, improving capital efficiency.
Institutional-grade investment opportunities are made accessible to retail investors through lower entry thresholds.
Dividends, distributions, and other corporate actions can be automated via smart contracts, reducing administrative burden.
Asset Classes
FINSEC TAM supports a diverse range of asset classes, each structured to meet regulatory requirements while delivering attractive investment opportunities.
Min. investment: $100
Commercial, residential, and industrial properties are tokenized as digital securities. Investors receive proportional ownership rights, rental income distributions, and capital appreciation exposure without managing physical property.
Min. investment: $500
Businesses tokenize their accounts receivable to access working capital immediately. Investors earn income through the discount applied to the face value of the receivables, receiving full payment at maturity.
Min. investment: $250
Businesses with significant inventory holdings can tokenize these assets to raise working capital while maintaining operational control. Inventory tokens are backed by verifiable physical goods audited by accredited custodians.
Min. investment: $100
Agricultural commodities, minerals, and natural resources are tokenized to enable price exposure and commodity-backed lending. Physical delivery or cash settlement options are available at contract expiry.
The Process
A structured, regulated process from asset identification through to active secondary market trading.
Step 01
The issuer identifies the asset, engages legal counsel to structure the offering, and determines token supply, pricing, and investor rights.
Step 02
The offering prospectus is submitted to FINSEC for review. Upon approval, the issuer receives authorization to tokenize and issue the digital securities.
Step 03
The FINSEC TAM platform deploys a smart contract governing token issuance, ownership rights, transfer restrictions, and corporate action distributions.
Step 04
Investors complete digital identity verification and anti-money laundering checks before gaining access to the primary offering.
Step 05
Tokens are distributed to investors through the primary market. Proceeds are transferred to the issuer upon successful placement of the offering.
Step 06
Investors can trade their tokens on the FINSEC TAM secondary market, with all transactions settled on-chain and recorded immutably.
Get In Touch
Our team of specialists will guide you through the tokenization process, from initial structuring to regulatory submission and issuance.